Kiva: January 2017

Here is a quick monthly update on YOUR donations to our tip-jar. As always a BIG huge thanks to all those customers that give to our chosen charity and help us help those that really need it. Here are the stats since we started in May 2015, we have

RAISED US 3850

SPONSORED 149 PEOPLE

IN 70 DIFFERENT COUNTRIES

If you feel inspired to help Kiva yourself (and you really should) or want to see more of the work they do, make sure you check out our blogpost here to find out why we LOVE helping them or go straight to their website to get lending.  Every little contribution goes a very long way.

Thank you from us and KIVA!

Kiva; October update

Here is a quick monthly update on YOUR donations to our tip-jar. As always a BIG huge thanks to all those customers that give to our chosen charity and help us help those that really need it. Here are the stats since we started in May 2015, we have

RAISED US 2925

SPONSORED 112 PEOPLE

IN 64 DIFFERENT COUNTRIES

If you feel inspired to help Kiva yourself (and you really should) or want to see more of the work they do, make sure you check out our blogpost here to find out why we LOVE helping them or go straight to their website to get lending.  Every little contribution goes a very long way.

Thank you from us and KIVA!

Kiva; September update

Here is a quick monthly update on YOUR donations to our tip-jar. As always a BIG huge thanks to all those customers that give to our chosen charity and help us help those that really need it. Here are the stats since we started in May 2015, we have

RAISED US2725

SPONSORED 104 PEOPLE

IN 64 DIFFERENT COUNTRIES

If you feel inspired to help Kiva yourself (and you really should) or want to see more of the work they do, make sure you check out our blogpost here to find out why we LOVE helping them or go straight to their website to get lending.  Every little contribution goes a very long way.

Thank you from us and KIVA!

Kiva; August Update

Here is a quick monthly update on YOUR donations to our tip-jar. As always a BIG huge thanks to all those customers that give to our chosen charity and help us help those that really need it. Here are the stats since we started in May 2015, we have

RAISED US2425

SPONSORED 92 PEOPLE

IN 64 DIFFERENT COUNTRIES

If you feel inspired to help Kiva yourself (and you really should) or want to see more of the work they do, make sure you check out our blogpost here to find out why we LOVE helping them or go straight to their website to get lending.  Every little contribution goes a very long way.

Thank you from us and KIVA!

Kiva and Quest; July update

Here is a quick monthly update on YOUR donations to our tip-jar. As always a BIG huge thanks to all those customers that give to our chosen charity and help us help those that really need it. Here are the stats since we started in May 2015, we have

RAISED US2150

SPONSORED 81 PEOPLE

IN 61 DIFFERENT COUNTRIES

If you feel inspired to help Kiva yourself (and you really should) or want to see more of the work they do, make sure you check out our blogpost here to find out why we LOVE helping them or go straight to their website to get lending.  Every little contribution goes a very long way.

Thank you from us and KIVA!

Kiva: June update

Kiva and Quest; our June update

We are constantly blown away by the difference we can make by collecting your tips and helping people in developing countries with micro-loans. So a BIG huge thanks to all those customers that give to our chosen charity and help us help those that really need it. Here are the stats since we started in May 2015, we have

RAISED US2025

SPONSORED 76 PEOPLE

IN 59 DIFFERENT COUNTRIES

If you feel inspired to help Kiva yourself (and you really should) or want to see more of the work they do, make sure you check out our blogpost here to find out why we LOVE helping them or go straight to their website to get lending.  Every little contribution goes a very long way.

Thank you from us and KIVA!

1 year Kiva: May update

If you follow our regular updates on Kiva you might have guessed we have been supporting Kiva for a little while, as a matter of fact this month we are celebrating our 1 year anniversary helping this fantastic organisation.

So here is a little summary; over the last 12 months we have, with your help, been able to:

RAISE US1900

SPONSOR 69 PEOPLE

IN 52 DIFFERENT COUNTRIES

 

If you feel inspired to help Kiva yourself (and you really should) or want to see more of the work they do, make sure you check out our blogpost here to find out why we LOVE helping them or go straight to their website to get lending.  Every little contribution goes a long way.

Thank you from us and KIVA!

Kiva: April update

Here is our monthly Kiva update for you! We are super proud to share with you that with your help, we have now lent a total of US $1600, helping a total of 59 people/groups in 48 different countries so far.

Please find below some pictures of the 7 very deserving people we sponsored this March for more information follow this link to KIVA.ORG

Kiva: Update for April 2016

If you feel inspired to help Kiva yourself (and you really should) or want to see more of the work they do, make sure you check out our blogpost here to find out why we LOVE helping them or go straight to their website to get lending.  Every little contribution goes a long way.

Thank you from us and KIVA!

Kiva; March update

Here is our monthly Kiva update for you! We are super proud to share with you that with your help, we have now lent a total of US $1350, helping a total of 49 people/groups in 41 different countries so far.

Please find below some pictures of the 5 very deserving people we sponsored this February for more information follow this link to KIVA.ORG

Kiva March 2016 Quest

 

If you feel inspired to help Kiva yourself (and you really should) or want to see more of the work they do, make sure you check out our blogpost here to find out why we LOVE helping them or go straight to their website to get lending.  Every little contribution goes a long way.

Thank you from us and KIVA!

Kiva: February update

Here is our monthly Kiva update for you! We are super proud to share with you that with your help, we have now lent a total of US $1250, helping a total of 45 people/groups in 37 different countries so far.

Please find below some pictures of the 8 very deserving people we sponsored this February for more information follow this link to KIVA.ORG.

Kiva February 2016 Quest

Kiva; January update

Here is our monthly Kiva update for you! We are super proud to share with you that with your help, we have now lent a total of $975, helping a total of 34 people/groups in 26 different countries so far. Please have a look below to read a little more about all the people who received our support.

 

Sponsored by Quest through Kiva: Inezayawe Group from Rwanda.

Sponsored by Quest through Kiva: Inezayawe Group from Rwanda.

Beathe is a group leader, aged 28. She is married with two children, ages five and seven years old. The group is called Inezayawe, which translated into English means “goodness”. The group members sell different products and they wish to expand their businesses to change their lives for the better.

Beathe owns a shop and she has been running in a business for five years. With the loan, she would like to buy shoe polish, Colgate and candles for resale. The profits from the business will be used to pay for medical insurance.

Sponsored by Quest through Kiva: Victory Group from Ghana.

Sponsored by Quest through Kiva: Victory Group from Ghana.

This is the Victory Group, of five members, which are all connected to their field of business within the localities of Chorkor, in the Greater Accra region of Ghana.
Talaata is the group leader, who is an enterprising woman dedicated to commerce. Her main source of income is her business, which is the sale of charcoal. She works in her business by herself.
Talaata has had this business for 12 years. Her customers are mainly the neighbors in her community.
She is requesting the loan to buy more sacks of charcoal, to stock her store. Talaata dreams of expanding her business so it becomes the best-stocked store in the community.

Sponsored by Quest through Kiva: Shailesh from Suriname.

Sponsored by Quest through Kiva: Shailesh from Suriname.

Shailesh is 40 years old and lives with his wife and two children. He comes from a farming family and has learned rice cultivation. Previously, he helped his parents in their fields. Now, he works independently with small loans from MFI Seva. Those loans he has repaid fully. Shailesh plants hire plots and wants to save for his own plots. To do this, he has expanded his rice areas this season. To cover the cost of this expansion Shailesh needs a loan of SRD 7,500 for the purchase of fertilizers and pesticides.

Sponsored by Quest through Kiva: Benkadi No.li Group from Mali.

Sponsored by Quest through Kiva: Benkadi No.li Group from Mali.

Nouhoum is Malian and did not attend school. His hand is raised in the photo. He is a man of principle and takes his work seriously. He has always reimbursed the loans he borrows from RMCR. Aged 48, he is a married father of 11 children; one who is schooled and his wife is a housewife. Nouhoum raises sheep. He will purchase many rams with the loan from RMCR. He supplies himself in the surrounding fairs and resells his rams in town. He has been exercising his profession for more than 7 years. The estimated profit he earns per month is worth at least 20,000 FCA which enables him to provide certain needs to his family, among other things, food, his children’s school fees, their clothes and shoes. He is often faced with difficulties of poor sales and the expensive costs of transportation of rams but he usually organizes the trip with his local farmers to meet the challenges.

Sponsored by Quest through Kiva: Bendia 27 (2) Group from Burkina Faso.

Sponsored by Quest through Kiva: Bendia 27 (2) Group from Burkina Faso.

Bendia 27 (2) Group has just finished its first Kiva loan term. The reimbursement was made normally. Haoua, the featured member, thanks all the staff and lenders of Kiva for their support. With her share of the loan, Haoua was able to buy raw materials to make the soap she sells. She made a profit that permitted her to buy clothing for her children, make some other expenditures for the family, and especially to grow her business.
Haoua needs another loan to continue her business. After her sales, her profit will permit her to continue her activity.

 

If you feel inspired to help Kiva yourself or want to see more of the work they do, make sure you check out our blogpost here to find out why we LOVE helping them or go straight to their website to get lending.  Every little contribution goes a long way.

Thank you from us and KIVA!

 

Kiva; December update

Here is our monthly Kiva update for you! We are super proud to share with you that with your help, we have now lent a total of $850, helping a total of 29 people/groups in 22 different countries so far. Please have a look below to read a little more about all the people who received our support.

Sponsored by Quest through Kiva: Nuevo Renacer De Los Angeles (Portoviejo) Group from Ecuador.

Sponsored by Quest through Kiva: Nuevo Renacer De Los Angeles (Portoviejo) Group from Ecuador.

In the area known as Los Ángeles in the city of Portoviejo the members of the Grupo De Crédito Nuevo Renacer de Los Ángeles (Credit Group New Awakening of Los Ángeles) meet every five days. This group consists of 11 women who, with the help of the loans, are going to improve their lives. They´re following various businesses with the aim to be helpful for the society and their families, who are the most important thing for them.
One of the members of this group is Hilda. She is 20 years old and is living in a free relationship. From this partnership she has a 17-month-old son.
Her partner is a security guard.
Hilda is a young woman and a fighter. She likes working to earn her own funds for improving her living quality. That´s why she is running a small shop in her house for three years now, where she is selling basic food supplies. With the help of the loans she hopes to buy a greater variety of products and to expand her business little by little. In her shop she is also selling clothing of all kinds and on certain days she is going out to sell from door to door.
This way she manages to have some extra earnings which she always invests in her home and her baby who needs many things.
She will use this loan to buy food and clothing for her sales. This is her first cycle in the Credit Group and she hopes that she will recieve the help of the loans for a long time. She dreams of improving her business and give the best to her family.
The small foto shows a member who could not be present when the foto of the group was taken.

 

Sponsored by Quest through Kiva: Bronce Group from Nicaragua.

Sponsored by Quest through Kiva: Bronce Group from Nicaragua.

The three members of our community bank, a man and two women–José Santana, Neysi and Marlene–live in the city of Bilwi. They started their group 8 months ago to access credit from Pana Pana for supporting their small businesses. They hope this means of borrowing will increase their incomes and, in turn, help them to better support their families. They call their group BRONCE [“Bronze”] because bronze is a precious metal and, like them, solid and strong.

Our member, Marlene, 36, is married and has two children. She started her own grocery because she wanted an income of her own. Thanks to a Kiva loan, managed by PANA PANA, she was able to add meat sales to her grocery. She is applying for a new loan that she will use to stock her meat & grocery business with the merchandise that she needs to carry on the business. For the future, she hopes to add hardware sales.

 

Sponsored by Quest through Kiva: El Arroyo Group from Mexico.

Sponsored by Quest through Kiva: El Arroyo Group from Mexico.

Ma Teresa is a woman with a great sense of humor. She never misses an opportunity to joke with people and help create a climate of confidence. She works planting corn and breeding lambs, both of which are common trades in the community in which she lives. In this season, the houses are surrounded by stalks and cobs. People are preparing for the harvest that will begin in November. “To work in the cornfield isn’t easy,” Ma Teresa says. Fortunately she has had her own land for 4 years, in contrast to many others who have to rent parcels to sow. The corn Ma Teresa harvests she uses principally to feed her family, but there is always a small portion left over that she can sell to earn a little extra.

Her primary job is breeding lambs. This allows her to help her husband with the household expenses. Delfino, her husband, works in construction in the capital. They only see each other on the weekends when he returns to their community. During the week, Ma Teresa takes care of the animals, the parcel of land, and their 4 children. Thanks to the loans of VFMéxico that she received 2 years ago and to her great effort, she has managed to make some renovations to her home, and can buy clothes and shoes for her little ones with greater ease. She will use the new loan to invest on buying some lambs and food. Nevertheless, there is still much to do, and she dreams of learning to cut hair and open a salon in the future. The other members of the group are Lourdes and Mauricio who invest in bulls, Juana who invests in a store, and Clara and María de Luz who invest in lambs.

*The photo was taken in the central plaza of the town where the members live. Ma Teresa is wearing a purple blouse and a green shawl. She is holding the hand of one of her children.

 

Sponsored by Quest through Kiva: Manguiline Santhiaba Group from Senegal.

Sponsored by Quest through Kiva: Manguiline Santhiaba Group from Senegal.

This group is made of two women who are very dynamic. They are trained in the business field, and have always fully repaid their loans. Ms. Adja Oumou, who is standing at the right of the photo raising her hand is the group representative. She is a widow, 62 years old, and the mother of six children, four of which are girls.

She has been in the business of making palm leaf oil, lemons, and brooms for several years now. She is an exemplary woman at the banc villageois. The earnings that she makes will be used to take care of her family.

If you feel inspired to help Kiva yourself or want to see more of the work they do, make sure you check out our blogpost here to find out why we LOVE helping them or go straight to their website to get lending.  Every little contribution goes a long way.

Thank you from us and KIVA!

 

 

 

Kiva; November update

Here is our monthly Kiva update for you! We are super proud to share with you that this month, with your help, we have raised $155.10 for Kiva (just this month). This has enabled us to help fund micro loans to help 2 schools this month, helping a total of 25 people/groups in 19 different countries so far.

We chose to support 2 schools in Uganda wanting to provide clean drinking water for their students this month. Please read a little more about these very worthy loans below.

Sponsored by Quest through Kiva; Rakai Ptc School in Uganda

Sponsored by Quest through Kiva; Rakai Ptc School in Uganda

This is Patrick. He is the Administrator of Rakai PTC School, a mixed school in the Rural area of Rakai with 300 students. Rakai PTC School has requested a loan to cover the cost of installing and maintaining a UV water filtration system to provide clean drinking water for its students. The school does not currently have access to consistent clean drinking water and therefore has to spend a considerable portion of its budget on firewood, which is used to boil water for the children.

Installing a water filtration system will therefore save the school money in the long-term as the cost of firewood will be reduced. The loan will enable the school to purchase a UV water treatment system with a 450 litre tank, which will be big enough to store clean drinking water for the students every day.

Rakai PTC School will repay their loan from their school fees, which they collect each term. Patrick ultimately hopes that having access to safe drinking water will improve his student’s concentration and attendance by reducing the number of children that fall sick from water-borne diseases as well as increase the number of students coming to the school.

Sponsored by Quest through Kiva: Teso College School in Uganda

Sponsored by Quest through Kiva: Teso College School in Uganda

Greetings from Uganda! This is Sylvester. He is an Administrator of Teso College School, a boys school in the rural area of Soroti with 2000 students.

Teso College School has requested a loan to cover the cost of installing and maintaining two UV water filtration systems to provide clean drinking water for its students. The school does not currently have access to consistent clean drinking water and therefore has to spend a considerable portion of its budget on firewood, which is used to boil water for the children. Installing a water filtration system will therefore save the school money in the long-term as the cost of firewood will be reduced. The loan will enable the school to purchase two UV water treatment systems with 450 litre & 1000 litre tanks, which will be big enough to store clean drinking water for the students every day.

Teso College School will repay their loan from their school fees, which they collect each term. Sylvester ultimately hopes that having access to safe drinking water will improve his students’ concentration and attendance by reducing the number of children that fall sick from water-borne diseases. This will also help increase the number of students coming to the school.

 

If you feel inspired to help Kiva yourself or want to see more of the work they do, make sure you check out our blogpost here to find out why we LOVE helping them or go straight to their website to get lending.  Every little contribution goes a long way.

Thank you from us and KIVA!

Kiva; October update

Here is our monthly Kiva update for you! We are super proud to share with you that this month, with your help, we have raised $150.65 for Kiva (this month). This has enabled us to help fund micro loans to another 8 people, helping a total of 23 people/groups in 18 different countries so far. Please click on the pics below to take you straight to their profile and learn more about the wonderful work Kiva does.

Sponsored by Quest through Kiva: Tuliza Group from Congo.

Sponsored by Quest through Kiva: Tuliza Group from Congo.

 

Sponsored by Quest through Kiva: La Esperanza Group from Paraguay.

Sponsored by Quest through Kiva: La Esperanza Group from Paraguay.

 

Sponsored by Quest through Kiva: Milena from Timor-Leste.

Sponsored by Quest through Kiva: Milena from Timor-Leste.

 

Sponsored by Quest through Kiva: Asotasi from Samoa.

Sponsored by Quest through Kiva: Asotasi from Samoa.

 

Sponsored by Quest through Kiva: La Manzanita Group from Nicaragua.

Sponsored by Quest through Kiva: La Manzanita Group from Nicaragua.

 

Sponsored by Quest through Kiva: Maria Norelly from Colombia.

Sponsored by Quest through Kiva: Maria Norelly from Colombia.

 

Sponsored by Quest through Kiva: Leila from Lebanon.

Sponsored by Quest through Kiva: Leila from Lebanon.

Sponsored by Quest through Kiva: Maria De La Cruz from El Salvador.

Sponsored by Quest through Kiva: Maria De La Cruz from El Salvador.

Thank you from us and KIVA!

If you feel inspired to help Kiva yourself or want to see more of the work they do, make sure you check out our blogpost here to find out why we LOVE helping them or go straight to their website to get lending.  Every little contribution goes a long way.

Kiva: September Update

Here is our monthly Kiva update for you! We are super proud to share with you that this month, with your help, we have raised $136.75 for Kiva (this month). This has enabled us to help fund micro loans to another 4 people, helping a total of 15 people/groups in 10 different countries so far. Please read below for more info on the profiles of the people we support.

Sponsored by Quest through Kiva: Kenyera Group from Burundi

Sponsored by Quest through Kiva: Kenyera Group from Burundi

Concilie is part of the group Kenyera and lives in Gitega. She is 53 years old and married to Joseph, a merchant. Together they have two children, 8 and 25 years old, both students. She has a student granddaughter in her care.
Concilie has been doing commerce in bananas for twenty years.

She is on her 2nd loan at Turame. With the KIVA loan she is obtaining, she is going to increase her capital and purchase a large amount of bananas to resell, so as to earn more.
In the coming years, she would like to raise livestock in addition to her business and to see her children educated.

Sponsored by Quest through Kiva: Kora Cb Group from Rwanda

Sponsored by Quest through Kiva: Kora Cb Group from Rwanda

Clemantine is a group leader; aged 40 years. She is married with 4 children aged between 8 and 14 years. The group is called KORA means “WORK” in English. They sell different products and they wish to expand their business for changing their better future.
Clemantine sells foodstuffs and has been running a business for 4 years. With the loan, she would like to buy more cassava, beans and sorghum for sale. The profits from the business will be used to pay school fees of her children and to buy a piece of land.
Sponsored by Quest through Kiva: Santos Isabel from Peru

Sponsored by Quest through Kiva: Santos Isabel from Peru

Santos is 41 years old and lives with his spouse and children in their own home build of rustic materials in the Sondor community of the Pomahuaca district. This is located in the Jaén province, Cajamarca region in the northern mountains of Perú. Life in the district is quiet and the residents work mainly in agriculture, trade and cattle raising.

Santos works in agriculture, specifically growing coffee. He has 12 years of experience in this trade and has very good personal and business references in the area. He will use the loan he will receive to purchase organic and chemical fertilizers to properly maintain his coffee plantation. He will also hire labor to help with the harvest season. This way, Santos hopes to offer a better quality coffee to his clients. This will have a positive impact on the income he receives and therefore will improve the quality of life for him and his family.

Sponsored by Quest through Kiva: Juan From Cusco Peru

Sponsored by Quest through Kiva: Juan From Cusco Peru

Juan continues to manage his business of selling vegetables. Through this business, he is able to help his family get ahead. His dream is to expand his business of selling vegetables. Juan is requesting a loan in order to buy tomatoes, carrots, onions, and squash. He is pleased with the loan and promises to complete his payments.

Thank you from us and KIVA!

If you feel inspired to help Kiva yourself or want to see more of the work they do, make sure you check out our blogpost here to find out why we LOVE helping them or go straight to their website to get lending.  Every little contribution goes a long way.

Kiva; August Update

Here is our monthly Kiva update for you! We are super proud to share with you that this month, with your help, we have raised $51.65 for Kiva. This has enabled us to help fund micro loans to another 2 people, helping a total of 11 people/groups in 8 different countries so far. Please read below for more info on the profiles of the people we support.

Sponsored by Quest through Kiva; Tupendane Kongowe Group from Tanzania

Sponsored by Quest through Kiva; Tupendane Kongowe Group from Tanzania

Fatuma, a mother of two daughters who are grown up, is in her late 40s. She is married.For 18 years now, she has had a cafeteria, serving food to people. She prepares varieties of foods that attract many people. She works from 5 a.m. to midnight. She is a hardworking woman. Fatuma is able to earn a fair monthly profit.
This is her 15th credit request from Tujijenge Tanzania. Fatuma is a long-time Tujijenge customer who repays her credits well. With her previous credits, she upgraded her premise with tables and chairs, plates, glasses, and cooking ingredients such as cooking oil, maize and baking flour, sugar, kilos of meat and fishes. Tujijenge is so happy to see Fatuma improve month after month, and this enabled her to receive some extra income that she used to cover family living costs and plow back into her cafeteria.
In the coming years, Fatuma would like to own a big hotel serving varieties of foods.With this credit request, she will buy cooking ingredients for her cafeteria. She will share this credit with her group, Tupendane Kongowe, totaling four members. The group members will hold each other accountable for paying back the loan.
Sponsored by Quest through Kiva; Belinda from Phillipines.

Sponsored by Quest through Kiva; Belinda from Phillipines.

According to Belinda, 48, she wants to live a peaceful life and see herself worthy in the sight of God. She tries to be honest in all undertakings, including the management of her business.Belinda runs a variety store in Davao City. Just like other business owners, she also experiences stiff competition and lack of capital. Besides, she has many debtors who just fled and left behind their debts. Sometimes her honesty and consideration for others doesn’t always come back to her. This faith-testing situation hampers the continuous operation of her business and consequently affects her income.
Now she is the one who needs additional capital of PhP 50,000, which she can use to buy added items to sell in her variety store.
Her profit can supplement her husband’s income and sustain their daily expenditures. They are both working hard to support their children, who are still studying in college. Later on she plans to add another business such as PISO Net (a coin-operated internet café) or a motorcycle for rent.She regularly meets with her co-fellowship members to share stories of her work every week and also to draw strength and inspiration from the Word of God.
*All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay microfinance loans.

Thank you from us and Kiva!

If you feel inspired to help Kiva yourself or want to see more of the work they do, make sure you check out our blogpost here to find out why we LOVE helping them or go straight to their website to get lending.  Every little contribution goes a long way.

 

 

Kiva; July update

Here is our monthly Kiva update for you! We are super proud to share with you that this month, with your help, we have raised $144.65 for Kiva. This has enabled us to help fund micro loans to another 6 people, helping a total of 9 so far. Please read below for more info on the profiles of the people we support.

Sponsored by Quest through Kiva; Liem's Group in Vietnam

Sponsored by Quest through Kiva; Liem’s Group in Vietnam

Liem was born in 1977 and joined M7-MFI’s forerunner program in January 1998. Her family consists of her husband, two sons and herself. They live in Mai Son district, Son La province.Her family cultivates 1.2 hectare of corn and 2000 square meters of rice. The income is just enough to cover the family’s living expenses and save a small amount of money. She has to spend money on her children’s education and her savings is not enough to buy corn for the next crop. She will work hard to get money to repay the loan  on time, and hopes that the loan will help her to buy good corn and then it will bring her family an abundant crop.
Sponsored by Quest through Kiva: Jose Andres from Honduras

Sponsored by Quest through Kiva: Jose Andres from Honduras

José Andrés, age 39, grows organic coffee that he sells through COCAFCAL [a coffee cooperative]. José Andrés is married to Sandra, and they have four children who are completely dependent upon him. José Andrés dreams of giving his children the best that he can, and he wants all of them to have an education. José Andrés has been growing coffee for ten years, and it has become the foundation of his finances. “Coffee is the best that we can have in this area,” he says. Last year José Andrés lost one hectare of his coffee farm due to an attack of the ‘roya’ fungus. He wants to replant that land to begin the production again as soon as possible because it is his only source of income. José Andrés is now requesting a loan in order to be able to cover the expenses of replanting the land that was affected by the roya. He will use the loan to buy plants, organic fertilizer, organic supplies, and to pay the workers.
Sponsored by Quest through Kiva: Pochol 1 D Group in Guatemala

Sponsored by Quest through Kiva: Pochol 1 D Group in Guatemala

Magdalena is a 46-year-old woman, is married and lives together with her two children, aged 19 and 24 years, in a community of Nahuala. Magdalena (the first on the left side of the photograph), with the desire to earn income and provide for her children, has made a living selling coffee for the last 12 years in a place called Pochol. In order to maintain several coffee plots that she has cultivated for some time, Magdalena needs a good quantity of money in order to be able to acquire her fertilizers and pay for labor. However, one of the difficulties that she has is that she does not have sufficient capital. For this reason, she organized a group of women so that together they can request a loan and invest the money according to their needs. Magdalena’s great dream is to set up a store selling groceries in her house in order to improve her income.
Sponsored by Quest through Kiva: Judith in Kenya

Sponsored by Quest through Kiva: Judith in Kenya

Judith has a strong conviction in her mind that in order to succeed, she must work extra hard and always stay strong and positive in the face of any adversities that may arise. Judith is a 43-year-old farmer from Kibiricha village where she practices dairy farming. Judith and her husband are celebrating their 20th anniversary this year! The couple is blessed with 3 children.

Judith’s main source of income is milk. She co-owns a four acre land that they use to keep three dairy cows. Recently, one of her cows delivered a calf. Judith is afraid that the upcoming rainy season will be harsh on her calf who does not have a shelter. She is appealing to Kiva lenders to lend her a loan to construct shelter for her animals. Your investment will help Judith build a pen that will provide a comfortable and conducive environment for the proper development of her calf and that of future calves.

Sponsored by Quest through Kiva: Las Cumplidas Group from Bolivia

Sponsored by Quest through Kiva: Las Cumplidas Group from Bolivia

Yesica is a 19-year-old young woman, single, with no children, and her business is selling traditional drinks.

She is enterprising, happy, optimistic, cheerful, has a positive attitude, is responsible, and very hard-working. Her business is located in a sales stall outside her house, located in the southern area of the city, where the beaches of the Piraí River are located. There, are the huts that offer traditional food to eat such as majadito (dried meat), patasca (baked pig’s head), and locro (a mix of meats with corn), among others. The flavorful “horneaos” are also sold, ideal to accompany coffee in the afternoon. It has a warm sub-tropical climate with a constant temperature of approximately 30 degrees centigrade during the whole year.

Yesica’s native language is Quechua which she speaks in her family and she speaks Spanish due to the general culture and for the work she does (she is third from the left). She has her life in her parents’ house, who work in a business in the market. They live in a house they own, built of wood with a dirt floor which has drinking water, electricity and sewer service. Her desires to improve herself brought her to lead a bank of people with business such as tomato sales, sewing shop, second-hand clothing sales, woven products, fish sales, construction service, and making mattresses, to ask for a loan and improve their businesses. Her business is the sale of traditional drinks from the area such as mocochinchi (made with boiled dried peaches), chicha (prepared with a corn base), somó (similar to chicha but includes boiled corn), and more. “My business continues improving, the previous loan allowed me to start, now I need to improve…” she says. The advantage of her business is that it has regular customers. The disadvantage is the lack of money to improve the business. Her dream is to have a large food stand where she can offer a variety of traditional food and drinks. She wants to invest in the purchase of tables and chairs to be able to serve more customers. This is her 3rd loan cycle with the institution in the 6 years she has been doing this work.

For these reasons, Yesica asks for a loan to purchase tables and chairs to be able to serve a larger number of customers and improve her sales.

Sponsored by Quest through Kiva: Violetas Group from Bolivia

Sponsored by Quest through Kiva: Violetas Group from Bolivia

The communal bank “Violetas” will be starting its sixth term in Pro Mujer, part of the business center of Los Andes. It is comprised of nine members and run by a directors board where Flora is the Secretary. The members of the communal bank run a wide variety of businesses, selling everything from wool sweaters or shoes or jackets to fried snacks and other foods.

This loan will benefit all of the small business owners in Flora’s group. She herself has been a member of Pro Mujer for two years and joined at the invitation of a friend who was a client of the institution. She currently runs a business selling salchipapa, a typical snack of sausage and fried potatoes. She began this business on her own initiative.

She plans to use this loan to expand her capital through the wholesale purchase of potato and sausage, which she will get from the wholesale vendors in the city of El Alto. She will then use this material to make and sell salchipapa in her sales space. This work allows her to generate enough money to support her family economically, as she is single and has eight children.

When asked what she likes best about Pro Mujer, she said that she likes the health clinic and the training that the institution provides. (In the photo, Katty and Paola appear behind the woman in the hat.)

Thank you from us and Kiva!

If you feel inspired to help Kiva yourself or want to see more of the work they do, make sure you check out our blogpost here to find out why we LOVE helping them or go straight to their website to get lending.  Every little contribution goes a long way.

Kiva; June update

Here is our monthly Kiva update for you! We are super proud to share with you that this month, with your help, we have raised $125.20 for Kiva. This has enabled us to help fund micro loans to the 3 people below.

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Roselyn from the Philippines – needs feed and supplies for her livestock

Roselyn is 46 years old and has six children. She is married, and one of her children is in school.

Roselyn is in the agricultural business, raising livestock in the Philippines. She requested a PHP 25,000 loan through NWTF in order to buy feed and other supplies to raise her livestock.

Roselyn has been raising livestock for twenty years now, and has borrowed four times in the past from NWTF to sustain her business.

In the future, Roselyn would like to save enough money to expand her business.

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Elmer from Peru – needs to buy plant food and fertiliser for his crops plus pay for labour costs during the harvest

Elmer, aged 29, lives with his wife and his young son in his own home in the Cañaris district, a farming and livestock community located in the Ferreñafe province of the Lambayeque region on Peru’s northern coast.

He has been growing coffee for the last 10 years, and has regular clients who have given him good personal and professional references. The loan will be used to buy plant food and fertiliser for his crops, and to pay for labour during the harvest, which he hopes will allow him to offer his clients a better product, increasing his earnings so that he can improve his family’s quality of life.

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Mango Group 3 from Guatemala – need money to expand the stores and continue to fatten and sell pigs

Rosa began working with her father at the age of 6 years.  She worked in the fields using a machete. Rosa worked harvesting cardamom and coffee but the work was too hard.  She was one of 11 siblings – 6 boys and 5 girls – she said she does not remember her father.

Rosa has been using the credit from Kiva Partner Asociación Chajulense de Mujeres – Unidas por la Vida for two years, and is getting now her third credit.  She used her first credit to initiate a store for selling vegetables.  She also invested in pigs and fattened them up.

With her second credit she began selling other products in her store and continued buying and fattening pigs.  Now, with her third one, she will use her credit to expand her store and use part of the credit to continue fattening and selling pigs.

Rosa considers that the financial help that she obtains from Kiva and the Association of Women United for Life has given her the opportunity to contribute, with her husband, to achieve better health, feeding and education for their children.

Rosa is the leader of Mango Group 3 (Mango Fruit).  The group is formed by 9 women – average age is 38 years and in average they have 4 children.  The average amount of the group loan is Q 3,289. The group will invest their credit to expand their stores that sells vegetables, staple goods, or chicken meat.

Thank you from us and Kiva!

If you feel inspired to help Kiva yourself or want to see more of the work they do, make sure you check out our blogpost here to find out why we LOVE helping them or go straight to their website to get lending.  Every little contribution goes a long way.

Quest Coffee Roasters and Kiva

KIVA - Buy Learn Feel Good

KIVA – Buy Learn Feel Good

At Quest we like to help out where we can so when our lovely customer Lauren gave us the idea to have a look at the work that Kiva does, we jumped right in! Instead of receiving “tips”, we have a collection jar in our cafe as well as donating 50% off the profits off every hessian coffee bag sold to this, this enables us to help support this incredible movement.

What exactly is Kiva?

Kiva are a non-profit organization with a mission to connect people through lending to alleviate poverty. Leveraging the internet and a worldwide network of microfinance institutions, Kiva lets individuals lend as little as $25 to help create opportunity around the world.

Kiva envisions a world where all people – even in the most remote areas of the globe – hold the power to create opportunity for themselves and others.

They believe providing safe, affordable access to capital to those in need helps people create better lives for themselves and their families. Here is a little video that explains why we feel this is a great organisation.

How does it work?

Making a loan on Kiva is so simple that you may not realize how much work goes on behind the scenes.

Kiva works with microfinance institutions on five continents to provide loans to people without access to traditional banking systems. One hundred percent of the loan is sent to these microfinance institutions, which are called Field Partners, who administer the loans in the field.

Kiva relies on a world wide network of over 450 volunteers who work with their Field Partners, edit and translate borrower stories, and ensure the smooth operation of countless other Kiva programs.

See below how the entire process works. It’s pretty cool! (Obviously we all know that coffee beans don’t need ploughing so just substitute coffee for corn in this videa HAHA)

 

How is Kiva funded?

100% of every dollar loaned to Kiva goes directly towards funding loans; Kiva does not take a cut. Furthermore, Kiva does not charge interest to their Field Partners who administer the loans.

Kiva is primarily funded through the support of lenders making optional donations. They also raise funds through grants, corporate sponsors, and foundations.

The work that Kiva does has touched the lives of so many people. Here is a link to their website if you would like to see more information or would like to support them directly.

We will have monthly blogposts to keep you up to date with projects we are supporting and how much money we have raised so make sure you check back here every now and then.